IRS settlement review
Offer in Compromise? Start With a Realistic Fit Check
An Offer in Compromise may settle tax debt for less than the full amount, but it is not available to everyone and no settlement is guaranteed.
What usually matters
The IRS generally looks at ability to pay, income, expenses, assets, filing compliance, and whether required payments are current. People with high disposable income or asset equity may not be good candidates.
A callback can help decide whether an Offer in Compromise is worth discussing or whether a payment plan, penalty relief, or currently-not-collectible status may be more realistic.
Good review fit
- $10,000+ IRS tax debt
- You cannot pay in full
- You are not looking for a guaranteed settlement
- You can discuss income, expenses, and assets by phone
60-second start
Request OIC Fit Review
Share basic contact details and the issue type. A tax professional may call quickly to ask the detailed qualification questions.
Do not submit Social Security numbers, bank information, tax returns, or tax documents through this form.
Fit check
Start with collectability, not the settlement headline
An Offer in Compromise is not just based on the amount owed. A realistic fit check looks at income, allowable expenses, assets, equity, filing compliance, tax years, and whether the IRS would expect full payment through other means.
For a callback, have the approximate tax balance, filing status, income, housing costs, vehicle loans, bank balance, retirement accounts, and whether all required returns are filed. If there is an active levy or lien, that should be reviewed separately.
OIC fit questions
- Are all required returns filed?
- Can the balance be paid through installments?
- Do assets or equity change the calculation?
- Is the goal settlement, hardship status, or another resolution?
FAQ
Offer in Compromise questions
Does everyone with tax debt qualify?
No. Eligibility depends on financial facts, filing compliance, and IRS review. A fit check helps decide whether the topic is worth a deeper review.
What if I mainly need time to pay?
If an OIC does not appear realistic, payment plan, currently-not-collectible, penalty, or other collection questions may still need review.